Terms of Service

Cochren Bailey & Associates LLC (CB&A) provides this website subject to the following terms and conditions, which may be updated by CB&A from time-to-time without notice. Your use of this website constitutes acceptance of the following terms and conditions.

This website, its organization and design, and all information, images, artwork, text, video, audio, pictures and other materials on this website (together, “Content”) are provided “as is”. The Content is believed to be accurate when it was posted on this site. However, the Content may not be accurate, complete or current. CB&A makes no representations or warranties of any kind, express or implied, as to the Content or the operation of this website.

The Content of the web site is not legal advice. Do not use or otherwise rely upon any of the Content without first seeking legal advice.

There is no client-consulting relationship between you and CB&A until we are formally retained by you in writing. Until that time, any communications between you and CB&A will not be privileged or confidential.

E-mail communications between you and CB&A may not be secure. We suggest that you encrypt all e-mail to increase the security of your communications with us.

CB&A and its partners, employees and representatives will not be liable to you or any other party for any damages of any kind including, without limitation, indirect, special, consequential or incidental damages, lost profits, business interruption or other damages arising directly or indirectly from your use of this website or the Content.

The Content and the copyright in the Content is owned by CB&A. You may download information from the website for your personal, non-commercial viewing, but you may not otherwise copy, reproduce, republish, post, transmit, display, frame in another web page, perform, distribute, modify or create derivative works from the Content without our prior written approval.

Account Adjustment Bureau, the CB&A logo, and all other CB&A trade-marks and trade names appearing on this website are owned by CB&A. Unless otherwise indicated, all other trade-marks appearing on this website are owned by third parties and are used by CB&A under license.

CB&A respects your personal privacy. You may use this website without providing any personal information about yourself to us. If we ask you to provide us with any personal information, we will tell you the purposes for which we intend to use that information. We will not collect, use, or disclose that information without your consent, and we will not use or disclose that information for any other purposes without your consent. To view our privacy policy, please click here.

The sites that are linked from this website are not under our control. CB&A does not assume any responsibility or liability for any communications or materials available at those linked sites. All links are provided for your convenience only; they are not an endorsement or referral by CB&A. You may not use any CB&A icons or logos on your website, without our express written consent, and you may not use the link to suggest that CB&A sponsors, endorses, approves of, or is affiliated with, you or your website.

These terms and conditions, your access to and use of this website, and any claims made at law or in equity against CB&A, its partners, employees, consultants and representatives, arising out of such access or use or otherwise, will be governed by and construed and interpreted in accordance with the applicable US laws.

If there is any conflict between this agreement and any other agreement between you or your business and CB&A, the latter agreements will prevail.

CB&A may amend these terms and conditions at any time without notice. Accordingly, you should periodically re-visit these terms and conditions to review the then current terms and conditions governing your use of this website. If any part of these terms and conditions is unlawful, void or unenforceable, then that part is severable and will not affect the validity and enforceability of the remaining terms and conditions